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So what\'s going on? It may have something to do with SMART goals. SMART goals and personal wealth _ Those who set Specific Measurable only goals average a low 25ꯠ. Add Time_bound to specific and measurable and this goes up to 50ꯠ. Just Attainable and Realistic goals _ now this is averaging 150ꯠ. Specific, Measurable, realistic and time_bound and we rise rapidly to 475ꯠ. Go the whole hog, Specific, measurable, Attainable, Realistic and Time_bound _ and we reach 605ꯠ.

Setting Your Goal _ The Process _ Of course even before you are ready to set your goals, you should know what you are trying to achieve. This is the essential first step. The kind of goal you are setting for yourself will naturally depend on this. And not just that, you must also have a clear idea about how far in the future you want to achieve these goals. Broadly, goals could be either \"long term\" or \"short term\". Of course you can have both a long term as well as a short term goals. A good approach could be to have a long term goal and a clear road map to achieve this. In other words, you can set various short term goals that will take you progressively towards your bigger long term goal.

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